Urbanization
Group: U9 Small
Towns
Demographic:
The
median age of the population is 40.9 years. Most of Heartland
Communities households are married couples without children and single
persons. More than 30 percent of these householders are aged over 65 years. This
relatively large segment represents 2.5 percent of all U.S. households. There is
very little ethnic diversity; 90 percent of the residents are white.
Socioeconomic:
Median
household income for Heartland Communities
residents is $31,000, two thirds that of the U.S. median. Among Tapestry’s
lowest ten segments for income obtained from wages and salaries, almost 40
percent of these residents draw Social Security benefits. Their median net worth
is $79,800, well below the U.S. figure of $94,800. Not highly educated, only 12
percent hold college or graduate degrees compared to 25 percent nationwide. Most
residents who are still working are employed in blue-collar professions. Heartland
Communities residents have above-average employment in the manufacturing,
production, transportation/moving and farming industries.
Residential:
Preferred
by more than six million people who like small-town life, Heartland
Communities neighborhoods are scattered across the Midwest and the South.
Their homes are older; more than half of the homes were built before 1960. More
than 75 percent of their homes are single -family dwellings with a median home
value of $65,700, less than half that of the U.S. median of $138,800.
Preferences:
Heartland
Communities buy
vegetable seeds, riding lawn mowers and garden tillers. Their top apparel
purchases are work boots and hunting clothing. Portable dishwashers and coal or
wood-burning stoves are popular appliance purchases for Heartland
Communities residents. Home improvement projects may include the
installation of vinyl flooring or kitchen counter tops. Heartland
Communities residents would probably join a special seniors banking club,
have a personal loan, hold homeowner’s insurance policies valued below $50,000
and life insurance policies valued under $20,000. In their free time, Heartland
Communities join veterans’ clubs, visit elected officials, attend country
music performances, and serve on church boards. They go hunting and freshwater
fishing. They watch entertainment and news specials on television and the Game
Show Network and TNN on cable. They read fishing, hunting and gardening
magazines and listen to country music. They eat out at Long John Silver’s,
Ponderosa and Hardees family restaurants. Heartland
Communities prefer un-filtered cigarettes to cigars and would rather drink
Folgers coffee than Starbucks. Favorite grocery stores include IGA and Aldi.
They shop for appliances at True Value Hardware and medication at Wal-Mart
Pharmacies, order from the J.C. Penney catalog and buy cosmetics in-house from
Avon.
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Segment
Code: 25
Segment
Name: Salt
of the Earth
LifeMode Group: L11
Factories & Farms
Urbanization
Group: U10 Rural I
Demographic:
These
married couples with and without children have a median age of 39.5 years. One
fifth of Salt of the Earth residents
live in single-person households. Nearly 95 percent of the population is white.
Socioeconomic:
Salt
of the Earth residents
live in blue-collar neighborhoods in rural areas or small towns. Hardworking,
primarily in agriculture, manufacturing, or mining, these workers are slightly
older than the U.S. median age of 36 years with low unemployment rates. They
earn a median household income of $46,300 that parallels that of the United
States median. Income sources include wages, dividends, rental income and Social
Security benefits. Their net worth is nearly $90,000.
Residential:
Most
Salt of the Earth residents own single
-family detached homes with a median value of $111,200. Some live in mobile
homes.
Preferences:
As
the segment name implies, Salt of the Earth residents are settled, traditional and hard
working. Their consumer preferences reflect their background; they concentrate
on home, yard and auto maintenance. They’re frequent shoppers at True Value
hardware stores and order garden supplies, seeds and plants by phone, mail or
online. They purchase men’s gloves, work boots and hunting clothes. Salt
of the Earth residents heat their homes with oil, coal or wood stoves and
kerosene heaters. Do-it-yourself lawn and landscaping maintenance requires
tools; Salt of the Earth residents own
riding lawnmowers, garden tractors, garden tillers, and purchase vegetable and
flower seeds and plants. They’re equally busy inside, installing exterior
doors, vinyl flooring and papering walls. Tools owned by Salt
of the Earth residents for these projects include woodworking equipment such
as saws and welders. They own two- or four-door trucks to haul their
do-it-yourself materials. Salt of the
Earth residents are also vehicle tinkerers; if they can’t perform the task
themselves, they take their vehicles to discount department stores. No
“designer” coffee for this segment; Salt
of the Earth residents drink Maxwell House Rich French Roast. Television is
important to Salt of the Earth households;
they own satellite dishes and three sets. They watch entertainment and news
specials, Country Music Television and QVC. Their magazine preferences reflect
their lifestyle; they read hunting, fishing and gardening publications. They
listen to country music radio. Leisure time is spent with their pets, hunting,
fishing, and playing softball. Salt of the
Earth investments are conservative; residents own U.S. savings bonds, carry
personal loans, and hold a personal credit line. They hold low-value
homeowners’ and life insurance policies. Always searching for bargains, Salt
of the Earth residents patronize chain grocery and warehouse stores.
Health-conscious Salt of the Earth residents
take One-A-Day vitamins, visit nurse practitioners, and take prescription
medications for sinus congestion and headaches. Civic - minded Salt
of the Earth residents visit elected officials, join veterans’ clubs and
fraternal organizations, belong to a union, serve on church boards and
fund-raise.
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Segment
Code: 42
Segment
Name: Southern
Satellites
LifeMode Group: L11
Factories & Farms
Urbanization
Group: U11 Rural
II
Demographic:
Southern
Satellites make
up almost three percent of all U.S. households. They are slightly older than the
U.S. median of 36.0 years, with a median age of 36.9 years. Most Southern Satellites households are married couples, with or without
children; some single-person households are also typical. This segment is not
ethnically diverse; more than 85 percent of the population is white.
Socioeconomic:
Median
household income for Southern Satellites residents
is $36,000; their median net worth is $64,000. Although some Southern Satellites residents receive Social Security benefits, most
income for this segment comes from wages or salary. These neighborhoods are
dominated by a single manufacturing and/or construction industry. Residents also
do some farming. Almost one third do not have a high school diploma, a figure
well above the U.S. average of 20 percent.
Residential:
Single-family
detached houses and mobile homes are the primary housing types in Southern
Satellites neighborhoods; almost a third of these families own mobile homes.
Southern Satellites homes are newer,
with a median value of $76,200, about half the U.S. median. They are found
primarily in the rural South.
Preferences:
Hunting
and freshwater fishing are important activities in Southern
Satellites households. They buy hunting clothes and flea and tick products
for dogs and cats; they own kerosene heaters, riding lawnmowers and garden
tillers, but probably not snowblowers. Because they own this equipment, they
probably would not hire a lawn maintenance service. They might apply for a
personal loan, own homeowners insurance policies valued below $75,000 or take
prescription drugs for migraine headaches. Southern
Satellites residents would probably serve on a church board, attend country
music performances, search the Yellow Pages for pharmacies and insurance agents.
They own a satellite dish to watch Country Music Television, listen to country
music radio over jazz radio, and read hunting and fishing magazines. They are
not likely to shop at Macy’s or join a frequent flyer program.
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Segment
Code: 46
Segment
Name: Rooted
Rural
LifeMode Group: L12
American Quilt
Urbanization
Group: U11 Rural
II
Demographic:
The
population is older than the national median of 36.0 years with a median age of
40.4 years. Married couples with and without children are typical of Rooted
Rural households. Most of the Rooted
Rural residents are white.
Socioeconomic:
The
median household income for Rooted Rural households
is $34,500; their net worth is $71,500. Both of these figures are nearly three
quarters of the U.S. medians. Income is derived from wages and retirement
income. About one-third of the households are already drawing Social Security
benefits. They have attended high school. Rooted
Rural residents rank in Tapestry’s top five segments for employment in
farming and agriculture. Other employment opportunities are available in the
manufacturing, construction, retail, and healthcare industries.
Residential:
Rooted
Rural neighborhoods
are located in rural areas or small towns and include mainly single-family
detached houses with an above-average percentage of mobile homes and seasonal
housing. More than 80 percent of their homes are owner-occupied with a median
home value of $79,500. Most homes were built after 1970. They tend to “stay
put” and don’t move very often.
Preferences:
Rooted
Rural residents
are “do-it-yourselfers”; they have installed vinyl flooring and service
their vehicles themselves. They might spend more than $500 per year on tires.
They own welders, chainsaws and drill presses. They buy tillers, tractors,
lawnmowers, vegetable plants and seeds to tend their gardens. To hold the bounty
from their gardens, Rooted Rural residents
own a separate freezer. They tend to own investment CDs longer than six months,
and join special seniors banking clubs. Favorite grocery stores are IGA and
Winn-Dixie. They use shortening, yeast and cornmeal for meal preparation. They
take prescription medications for diabetes and arthritis. They buy western boots
and hunting clothes. They attend country music performances, join civic and
veterans’ clubs, read hunting and fishing magazines, listen to country radio,
and own a satellite dish. Rooted Rural residents order merchandise from the J.C.
Penney catalog, and seeds, plants and coffee by mail, phone or online. They
probably wouldn’t participate in a regular exercise program, read women’s
magazines, listen to jazz radio or shop at Macy’s.
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Segment
Code: 57
Segment
Name: Simple
Living
LifeMode Group: L5
Senior Styles
Urbanization
Group: U6 Urban
Outskirts II
Demographic:
Even
though the median age of this segment is 39.5 years, many Simple
Living residents are 65 years or older. Half of these residents are single,
20 percent are married couples without children and the rest are evenly split
between married couples with children and single parents. Most Simple
Living residents are white; some blacks and Hispanics also live in these
neighborhoods.
Socioeconomic:
With
many retirees in this segment, only 62 percent earn their median household
income of $26,000 from salaries or wages. Simple
Living residents rely on retirement, Social Security, supplemental security
and public assistance benefits for support. Their median net worth is $81,800.
Only 14 percent of Simple Living residents
hold a Bachelor’s or graduate degree; 28 percent did not finish high school.
They work in service and skilled labor occupations in the healthcare, retail
trade and accommodations/food services industries.
Residential:
Simple
Living residents
live in dense urban fringes. Nearly half of their relatively older housing was
built in 1950 or earlier. Housing is about evenly mixed between single family
and multi-unit dwellings. Just over half rent; owner-occupied units have a
median home value of $86,000. Most households have either one vehicle or no
vehicles.
Preferences:
Limited
resources prevent Simple Living residents from making many purchases. They have air
conditioners in separate rooms. They drink Maxwell House ground coffee, own one
television set, and join special seniors’ banking clubs. Simple Living residents eat deviled ham, canned stews, Italian bread
and packaged pasta salads. They hold life and homeowners’ insurance policies
valued below $50,000. Simple Living residents
serve on school or church boards, join veterans’ clubs and attend country
music performances. They might participate in hunting, softball or tennis. They
watch syndicated programming such as Full House and Fresh Prince of
Bel Air and Hollywood Squares and
the Game Show Network on cable. When they eat out, they go to family restaurants
and steak houses such as Ponderosa, Big Boy and Bob Evans Farms. They fill their
prescriptions at the Wal-Mart Pharmacy and shop in department, clothing and
variety stores. Simple Living residents
probably wouldn’t buy books at warehouse stores, hire an outside contractor
for home improvement projects, visit theme parks, or hold long-term-care
insurance policies.
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Segment
Code: 53
Segment
Name: Home
Town
LifeMode
Group: L11
Factories & Farms
Urbanization
Group: U8
Suburban Periphery II
Demographic:
The
median age for Home Town residents is
33.6 years. Above-average concentrations of single parent and single -person
households characterize these neighborhoods. Home
Town neighborhoods are almost 75 percent white, with above-average
percentages of blacks and American Indians.
Socioeconomic:
The
median household income for Home Town residents
is $27,900; their net worth is $59,200. With slightly more than 70 percent of
their income derived from wages and salaries, they also rely on Social Security,
supplemental security and public assistance for support. In education, 34
percent haven’t graduated from high school compared to 20 percent nationally.
Only seven percent hold a Bachelor’s or graduate degree compared to 25 percent
nationally. Although unemployment is fairly high, most of those who are working
find service or skilled labor jobs. The manufacturing, retail trade,
construction, transportation and support services industries are the primary
sources of employment for these residents.
Residential:
These
low-density, settled neighborhoods in the Midwest and South rarely change. Home
Town residents may move from one house to another, but they seldom cross the
county line. More than 70 percent live in single -family detached homes; another
12 percent live in two to- four unit structures. Nearly half of the homes are
owner-occupied with a median value of $55,300, only 40 percent that of the U.S
median value. Most homes were built before 1960.
Preferences:
Home
Town residents
buy books from a department store, join a special seniors banking club, and own
a lawn or garden tractor. Home Town residents will eat no-bake cakes, cook with cornmeal, and
serve children’s prepared dinners. They hold personal property insurance
policies valued below $25,000, visit online chat rooms, and serve on a church
board. They watch syndicated television such as Sabrina, Mad About You and The
Jenny Jones Show and listen to the radio on weekends. They search the Yellow
Pages for video equipment, insurance agents and supermarkets. Home
Town residents own dogs as pets and buy packaged moist dog food. They eat at
Golden Corral and Ponderosa family restaurants; their fast-food favorites are
Hardees, Rally’s and Krystal’s Burgers. They shop at Belk and Wal-Mart
Pharmacy; they also buy cosmetics in-home from Avon. Home
Town residents are heavy smokers. They enjoy practicing martial arts,
attending Monday night pro-football games and freshwater fishing.
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Segment
Code: 29
Segment
Name: Rustbelt
Retirees
LifeMode Group: L5
Senior Styles
Urbanization
Group: U8
Suburban Periphery II
Demographic:
Most
Rustbelt Retirees can be found in
older, industrial Northeastern cities; those found in Pennsylvania or around the
Great Lakes are typical of these neighborhoods. Their median age is 43.2 years.
More than 90 percent of the population is white.
Socioeconomic:
Their
median household income of $44,800 is derived from wages, dividends and rental
properties. Their median net worth is $98,500. Although many are still working,
40 percent are drawing Social Security income. Many have graduated from high
school; almost 30 percent have attended some college and 12 percent hold
bachelor’s degrees. They work mostly in professional, management and service
occupations.
Residential:
Rustbelt
Retirees’ owner-occupied,
single-family homes in the city hold a current market value of $104,600. Unlike
many retirees, those in the Rustbelt are not inclined to move.
Preferences:
Rustbelt
Retirees are
settled, hard working residents who have owned and lived in the same place for
years. They are practical consumers who work on their homes and yards. Snow
blowers, shovels, dehumidifiers, trimmers and shop vacuums are household
necessities in these snowbelt neighborhoods. Big-ticket home improvement
purchases include downspouts and gutters, vinyl flooring, horizontal blinds
kitchen furniture and recliners. They search the Yellow Pages for general
contractors and plumbers. Rustbelt
Retirees drink Maxwell House coffee and diet sodas. Television is important
to these residents; they own three TV sets and watch QVC and Primetime
Thursday. To keep up with home and garden improvement projects, they watch This
Old House, Bob Vila’s Home Again and Home and Garden Television on cable.
Financially conservative Rustbelt Retirees
own shares in tax-exempt funds, annuities, and contribute to IRA retirement
savings accounts. They hold consolidation loans, and separate whole life,
variable life and theft and loss insurance policies. Health-conscious Rustbelt
Retirees visit their cardiologists, join Weight Watchers for diet control,
take Centrum Silver vitamins, and prescription medications for osteoporosis.
Spare time is spent gambling in Atlantic City, caring for their pets, attending
ice hockey and baseball games. Rustbelt
Retirees are joiners; they belong to unions, veterans’ clubs and fraternal
orders.
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Segment
Code: 14
Segment
Name: Prosperous
Empty Nesters
LifeMode Group: L5
Senior Styles
Urbanization
Group: U7
Suburban Periphery I
Demographic:
With
a median age of 46.1 years, more than half of Prosperous
Empty Nesters households are headed by someone aged 55 years or older. These
well-educated married couples are shedding their childrearing responsibilities
for a prosperous retirement. More than 90 percent of these residents are white; Prosperous Empty Nesters neighborhoods are not ethnically diverse.
Socioeconomic:
Their
median income of $64,100 will support their current lifestyle of travel and home
improvement. With a median net worth of $164,000, 1.7 times that of the national
median, they are investing prudently for the future. Although these households
still earn approximately 70 percent of their income from wages and salaries, 37
percent collect Social Security income and 58 percent collect some form of
investment or dividend income. More than one-fifth hold college degrees; nearly
30 percent of the others have attended college. Many Prosperous
Empty Nesters residents are still working in well-established careers
holding professional and management positions in the finance, legal and
education industries.
Residential:
Most
of Prosperous Empty Nesters (83
percent) live in single-family detached houses with a median home value of
$171,400. They do not tend to live in new homes; 43 percent of their homes were
built in the 1950s and 1960s.
Preferences:
Women’s
parkas, men’s ties and ski clothes are favorite apparel purchases of Prosperous
Empty Nesters residents. They might belong to auto clubs, own dehumidifiers
and drink imported table wines. Prosperous
Empty Nesters buy history and mystery books; they also read two or more
daily newspapers, listen to sports radio and watch entertainment specials on
television. Computer-savvy Prosperous
Empty Nesters would spend more than $2,000 for a home computer and use the
Internet to buy airline tickets and check their stocks. Their financial health
is important to Prosperous Empty Nesters,
so they consult financial planners, join special senior banking clubs, hold
homeowners’ insurance policies valued at less than $300,000, own longterm-
care insurance policies and annuities. Physical health is front and center to Prosperous
Empty Nesters who take prescription drugs for osteoporosis, own and use
their treadmills at home and take vitamins. Proud of their properties, Prosperous
Empty Nesters residents might spend up to $5,000 for home improvements.
Interested in civic affairs, Prosperous
Empty Nesters work on political campaigns, join fraternal organizations,
write to a newspaper or magazine editor and donate to charities. They enjoy
dining out at Friendly’s, Cracker Barrel, Bob Evans Farms, and Perkins Family
Restaurants.
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Segment
Code: 32
Segment
Name: Rustbelt
Traditions
LifeMode Group: L10
Traditional Living
Urbanization
Group: U5 Urban
Outskirts I
Demographic:
Rustbelt
Traditions are
the backbone of older industrial cities in states bordering the Great Lakes. For
years these residents sustained the manufacturing industry that drove the local
economies. Their median age is 36.1 years. Rustbelt
Traditions households are a mix of married couples, single parents and
singles without children. Most of these residents are white with some black and
some Hispanic populations represented.
Socioeconomic:
Their
median household income is $41,400. Most Rustbelt
Traditions earn wages; others receive retirement and Social Security
benefits. Their median net worth is $80,700. Most are high school graduates;
some have attended college. Rustbelt
Traditions work in the services, retail, administration and government
sectors; some hold professional and management positions.
Residential:
Most
live in modest, single-family houses with a median value of $87,500. Over 60
percent of the housing in these neighborhoods was built prior to 1960.
Preferences:
The
segment name is an accurate description of Rustbelt
Traditions residents. They are solid citizens who have lived, worked, spent
and played in the same area for years. They don’t follow fads; they stick with
the products and services they know. Some purchases reflect their attentive
maintenance of their homes and yards; Rustbelt
Traditions own dehumidifiers, work boots and gloves, kerosene heaters,
lawnmowers, lawn sprinklers, trimmers and snowblowers. For specialized projects,
Rustbelt Traditions will contract for
roofing, flooring and carpet installations. Financially conservative Rustbelt
Traditions have a personal loan that is not associated with a student loan
or a vacation loan. They hold low-value variable life and homeowners’
insurance policies. Rustbelt Traditions will
see a doctor for diet control, buy lenses and sunglasses from optical discount
stores, exercise on a stationary bike at home and take garlic supplements. They
also buy foods that are labeled as high-fiber and low-cholesterol. They are
members of veteran clubs. Target shooting and bowling are some of their favorite
leisure activities. They’re devoted pet owners. Watching television is an
important activity to Rustbelt Traditions.
They watch entertainment and news specials, Victory
Garden and QVC. Rustbelt Traditions watch
their pennies and look for bargains in the J.C. Penney catalog, and at Sam’s
Club warehouse store, Shop ‘N Save, Aldi, Walgreen’s and Lerner. Rustbelt
Traditions probably wouldn’t bank by mail, join a business club or listen
to all-talk radio.
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Segment
Code: 48
Segment
Name: Great
Expectations
LifeMode Group: L7
High Hopes
Urbanization
Group: U5 Urban
Outskirts I
Demographic:
Young
singles and married couples dominate this large urban market that represents
nearly six million people. Their median age is 33 years; an above-average
percentage of these householders are still in their twenties. Whites, blacks and
Hispanics populate this segment.
Socioeconomic:
The
median household income of $33,800 and net worth of $68,730 are low compared to
that of the U.S. Although most of their income is derived from wages and
dividends, some residents receive Social Security benefits. Many have graduated
from high school; nearly 30 percent have some college credits, just beating the
U.S. average of 27 percent who have earned some credits. The service,
manufacturing and retail industries are the primary employers of Great
Expectations residents.
Residential:
Nearly
half own single -family houses with a median value of $89,500; the rest pay rent
of approximately $528 for apartments in small two-19 unit buildings. Most homes
in these older suburban neighborhoods were built before 1960.
Preferences:
Great
Expectations residents
own a room air conditioner, drink low- no-alcohol beer and buy baby and
children’s products. They own one television set, have a student loan, hold
renter’s insurance policies and take prescribed drugs for anxiety. They play
pool and join veteran’s clubs. They use the Yellow Pages to find pharmacies
and healthcare facilities. Great
Expectations residents watch syndicated television, eat at family
restaurants, practice martial arts and kickboxing. They use caller ID. They
probably wouldn’t buy Starbucks ground coffee, own a home equity credit line,
take vitamins, listen to all-talk and sports radio or order flowers online.
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Segment
Code: 33
Segment
Name: Midlife
Junction
LifeMode
Group: L10
Traditional Living
Urbanization
Group: U8
Suburban Periphery II
Demographic:
The
segment name says it all: Midlife Junction residents are phasing out of the child-rearing
years and approaching retirement. They are married couples with and without
children and single persons. Few households still have children living at home.
Their median age is 40.1 years. Most of these residents are white.
Socioeconomic:
Most
Midlife Junction residents are still
working, earning a median household income of $41,800 derived from wages,
dividends, rental properties, retirement income and Social Security benefits.
Their net worth is $101,200. Nearly one-third draws retirement funds. Many have
graduated from high school; some hold college credits. They work in the service,
manufacturing, healthcare, sales and administrative industries. About ten
percent of Midlife Junction residents
are self-employed.
Residential:
Most
Midlife Junction residents still own
their single -family detached houses although some are giving up their home
ownership responsibilities and moving into multiunit apartment buildings. Their
median home value is $117,300.
Preferences:
As
Midlife Junction residents pass from
child rearing into retirement, they live quiet, settled lives. They spend their
money carefully and don’t succumb to fads. Those who are still in their houses
are opting for low-maintenance conveniences such as heat pumps, trash
compactors, self-cleaning ovens, riding mowers and kerosene heaters. They
contract for the installation of downspouts, gutters and roofing. They purchase
books from department stores. Midlife
Junction residents use cordless phones. They own Sony computers. They search
the Yellow Pages for carpet cleaning services, healthcare facilities and
florists. Fiscally conservative Midlife
Junction residents belong to senior banking clubs, own savings certificates
and consult financial planners. They hold boat owners’, travel and homeowners
insurance policies. Mindful of their health, Midlife Junction residents take vitamin supplements, arthritis
medication and shop for sugar-free foods. Favorite family restaurants include
Krystal’s, Ruby Tuesdays and Captain D’s. They search for bargains in the
J.C. Penney catalog and at Belk, Lowe’s and Wal-Mart. They also order from the
Eddie Bauer and Land’s End catalogs. Midlife
Junction residents join veterans’ and civic clubs, serve on church boards
and work on political campaigns. They listen to religious radio and watch
entertainment and news specials on television. They go power boating, attend
college football games and enjoy hunting. Midlife
Junction residents probably wouldn’t use a stock rating service, wear
tinted contact lenses, or own a satellite dish.
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